[B2B your real estate brand here] with AffordAssist Interest-Free Deferred Deposit Solution – A Smarter Alternative to Cash Deposits – Making Home Ownership Possible:
You:
1%
AffordAssist Deferred Deposit:
NO INTEREST
9%*
Home Loan:
90%
Property Purchase Price:
100%
*may vary up to 15% and include LMI
Together
[B2B your real estate brand here] is an AffordAssist accredited real estate agency. Have a list of properties available to purchase with the AffordAssist Deferred Deposit Solution.
Enabling you to achieve home ownership sooner
Once a property is selected, approval from AffordAssist is confirmed and a 1st mortgage loan approval is obtained, you can then proceed to settlement.
AffordAssist
Intending Purchasers apply to AffordAssist for a Deposit Certifcate.
AffordAssist seamlessly integrates with existing lending and property contract of sale processes. In our experience, it is AffordAssist’s industry-leading governance that enables better outcomes for all stakeholders. The framework provides systems, risk management, and coaching—critical to both:
1) Loan settlement – The Deposit Certificate confirms adherence to the governance process, forms part of the settlement funds, and is essential to completing the home loan.
2) Property settlement – The Deferred Deposit Agreement (DDA) manages the balance of the deposit payments by enabling purchasers to pay typically over a 5-year, interest-free term, tapping into the equity of property sellers willing to ‘pay it forward’, while ensuring settlement and protecting all stakeholders.
Home Loan with AffordAssist Deposit Certificate
Eligibility to for a Home Loan includes payments under the DDA. Suitable for applicants:
1. Have income but not the full-cash deposit — or parents who want to help without taking on risk.
2. Have the full-cash deposit — Cash is king, and you may want to keep some. Receive two approval options.
3. Struggling to settle on a property — Can’t bridge the gap. Consider the AffordAssist Deposit Certificate solution.
Together with an approved broker and AffordAssist may provide approval for a Home Loan within a few days.
Deferred Deposit Property Sale
AffordAssist deferred deposit solution is a community centric approach.
By embracing a model that trusts the Aussie spirit, we could be part of real change—Because sometimes, what we truly need is not more—just a better way forward.
Buy a property from willing property seller with an initial part-deposit, defer and pay the balance of the deposit without interest. Think of, ‘pay it forward’.
Applicable on established, brand new and off-the-plan.
Through respectful communication, 1-in-? offers settle via the AffordAssist model. Working with approved buyer’s agents maximises offer acceptance.
This isn’t about replacing traditional roles. For mortgage brokers and agents, it’s business as usual—AffordAssist simply manages the deferred deposit process.
The outcome? Something radical—yet rooted in the Aussie spirit—is increasing home ownership and impactfully supporting the next generation.
100% Title Ownership
Once a property is selected, approval from AffordAssist is confirmed and a 1st mortgage loan approval is obtained, you can then proceed to settlement.
At settlement you become the proprietor of the property.
Pay the deferred amount 'Periodically’ within 60 months.
Customer Care
Owning your own home can be one of the most rewarding life experiences, made much easier with the right team on your side.
The AffordAssist governance and service process are in place for the protection and interest of all stakeholders. Includes accredited professionals who understand AffordAssist to ensure your successful property purchase.
Right through the entire service process you are assisted by a dedicated AffordAssist customer care team member.
AffordAssist will initially determine your eligibility for the AffordAssist program, with two important forms to complete.
Customer Care
Book a short 10-15 minute Explain Service call, how a Deferred Deposit Property Sale may work for you. Available 7 days, 8am to 8pm. Click here